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New York
Pre-Application
Disclosure

Mortgage

You can trust TD Bank to deliver a superior mortgage experience. Whether you’re purchasing or refinancing, we provide straightforward, easy-to-understand products and advice, allowing you to make smart borrowing decisions that meet your needs today and tomorrow.

Plus, our Hassle-Free Mortgage Guarantee¹ makes purchasing a home as smooth and worry-free as possible. You have our word.

Same-day loan decision or $500
On-time closing or $500

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¹ Guarantee does not apply to applications for pre-approval, refinance, home equity products, and loans in excess of $3,000,000. One $500 payment per individual guarantee. Guarantee is not valid if loan amount or product changes. Same-day decision and on-time closing guarantees subject to receipt of required information and documents. For purposes of the guarantee, "same-day" is within 24 hours of receipt of required information; excluding Saturday, Sunday and federal holidays. Closing date will be mutually agreed upon. Offer subject to change at any time.

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Today's Featured Rates*

All rates shown are based on the purchase of a single family primary residence.
*Rates may vary. Please click on the rate below to obtain the factors affecting the interest rate shown.

Your actual rate will depend on various factors including but not limited to loan type, credit profile, property type, appraised value, occupancy and loan size.

Conventional
30 Year Fixed Rate
Rate	APR	Points
3.500%	3.555%	0.000%
15 Year Fixed Rate
Rate	APR	Points
2.750%	2.847%	0.000%
Jumbo
30 Year Fixed Rate Jumbo
Rate	APR	Points
3.750%	3.767%	0.000%
15 Year Fixed Rate Jumbo
Rate	APR	Points
3.125%	3.156%	0.000%

SECURITIES AND INSURANCE
NOT FDIC INSURED	NO BANK GUARANTEE	MAY LOSE VALUE

Securities and other investment and insurance products are: not a deposit; not FDIC insured; not insured by any federal government agency; not guaranteed by TD Bank, N.A. or any of its affiliates; and, may be subject to investment risk, including possible loss of value.