Mortgage

You can trust TD Bank to deliver a superior mortgage experience. Whether you’re purchasing or refinancing, we provide straightforward, easy-to-understand products and advice, allowing you to make smart borrowing decisions that meet your needs today and tomorrow.

We offer the convenience of Mortgage Rate Security¹. If rates drop after you have made 12 timely payments, you may be able to lower your rate without refinancing.

Plus, our Hassle-Free Mortgage Guarantee² makes purchasing a home as smooth and worry-free as possible. You have our word.

• Same-day loan decision or $500
• On-time closing or $500

   Calculate your rates and payments

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Mortgage Application Status Get your mortgage application status: Log In	Mortgage Account Information View your mortgage loan details and make a payment online. Log In My Documents Access your application-related documents Log In	Make your mortgage payments the easy way Make your mortgage payments online.

¹ Terms and Conditions: Modification fee is non-refundable. Modification does not change the original note term. Available on fixed rate and adjustable rate mortgages being modified to a fixed rate mortgage OR from an adjustable rate mortgage to the same type of adjustable rate mortgage, example: 5/1 arm to 5/1 arm. Modification not available for land loans, second mortgages, loans secured by investment properties, REMIC (Real Estate Mortgage Investment Conduit) loans, loans not serviced and owned by TD Bank, government or state housing authority loans, or loans with current principal balances under $10,000. Loan must not be delinquent at time of modification. Delinquent is defined as payment not received within 30 days of the payment due date. The modification rate is locked in at time the modification payment is provided. Once the modification process is started the only way to obtain a lower rate is to pay the modification fee. Terms subject to change at any time.

² Guarantee does not apply to applications for pre-approval, refinance, home equity products, and loans in excess of $3,000,000. One $500 payment per individual guarantee. Guarantee is not valid if loan amount or product changes. Same-day decision and on-time closing guarantees subject to receipt of required information and documents. For purposes of the guarantee, "same-day" is within 24 hours of receipt of required information; excluding Saturday, Sunday and federal holidays. Closing date will be mutually agreed upon. Offer subject to change at any time.

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