Mortgage
You can trust TD Bank to deliver a superior mortgage experience. Whether you’re purchasing or refinancing, we provide straightforward, easy-to-understand products and advice, allowing you to make smart borrowing decisions that meet your needs today and tomorrow.
We offer the convenience of Mortgage Rate Security1.
Plus, our Hassle-Free Mortgage Guarantee2 makes purchasing a home as smooth and worry-free as possible. You have our word.
- Same-day loan decision or $500
- On-time closing or $500
 Calculate your rates and payments
If you are acting as an attorney in fact pursuant to a “Power of Attorney” in applying for a loan or if you need to have your attorney in fact close the loan for which you are applying pursuant to a “Power of Attorney”, you must apply in person at any TD Bank store or through a TD Mortgage Loan Originator. If you have any questions or need additional information please call 800-822-6761.
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1 Terms and Conditions: Modification fee is non-refundable. Modification does not change the original note term. Available on fixed rate and adjustable rate mortgages being modified to a fixed rate mortgage OR from an adjustable rate mortgage to the same type of adjustable rate mortgage, example: 5/1 arm to 5/1 arm. Modification not available for land loans, second mortgages, loans secured by investment properties, REMIC (Real Estate Mortgage Investment Conduit) loans, loans not serviced and owned by TD Bank, government or state housing authority loans, or loans with current principal balances under $10,000. Loan must not be delinquent at time of modification. Delinquent is defined as payment not received within 30 days of the payment due date. The modification rate is locked in at time the modification payment is provided. Once the modification process is started the only way to obtain a lower rate is to pay the modification fee. Terms subject to change at any time.
Interest Only Adjustable Rate Mortgage Loans are not eligible for modification
2 Guarantee does not apply to applications for pre-approval, refinance, home equity products, and loans in excess of $3,000,000. One $500 payment per individual guarantee. Guarantee is not valid if loan amount or product changes. Same-day decision and on-time closing guarantees subject to receipt of required information and documents. For purposes of the guarantee, "same-day" is within 24 hours of receipt of required information; excluding Saturday, Sunday and federal holidays. Closing date will be mutually agreed upon. Offer subject to change at any time.
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